Hospital Select

Why choose it?

Hospital Select is ideal if you are looking for a plan that provides our most comprehensive cover for major unexpected illnesses requiring surgery or hospitalisation.  It can also help you to manage your regular health bills through great options like day to day treatment, dental and vision care, specialist and natural health.

This flexibility means Hospital Select is a great choice for employers who can elect to subsidise the base plan. Employees can then add family members and choose additional cover building a health plan to best suit their needs.

Hospital Select also works very well for people who are not part of a group scheme and want cover for major unexpected health costs plus options to help pay for routine health treatments.

  • 100% reimbursement of eligible surgical costs up to $300,000* per year.
  • Specialist consultations and test/investigations associated with surgery or hospital admission.
  • Cover is available for cancer treatment including surgery, radiotherapy and chemotherapy (including Non-Pharmac funded chemotherapy administered while in hospital*).
  • Loyalty benefits including overseas surgery, obesity surgery, and sterilisation procedures.
  • Additional cover is available (when selected) for Specialist consultations and tests/investigations that do not result in surgery or hospital admission.
  • A wide range of additional options including day to day treatment, dental and vision and natural health.

Hospital Select (Base plan)

Surgery

Surgery

  • Up to $300,000 cover
  • Oral surgery
  • Minor surgery by a GP up to $500
Cancer Care

Cancer care

  • Consultations
  • Diagnostic tests
  • Surgery
  • Radiation oncology
  • Chemotherapy
Imaging

Imaging

  • CT
  • MRI
  • PET and other high tech imaging
  • Surgical imaging – colonoscopy and gastroscopy
  • Contribution towards surveillance colonoscopy/gastroscopy
Specialists/Tests

Specialists/Tests

  • Consultations
  • X-Rays
  • Mammography
  • Ultrasound (6 months before and after surgery)
Rewards For Loyalty

Rewards for loyalty

  • Sterilisation procedures
  • Overseas surgery
  • Obesity surgery grant

Optional Add-on Modules:

Specialists

Imaging

Imaging

  • X-Rays
  • Mammograms
  • Ultrasound
  • Audiology and other imaging
Specialist Consultations

Specialist Consultations

  • Specialist
  • Consulting physician
  • Oncologist
  • Oral surgeon
  • Obstetrics

Day to day

Consultations

Consultations

  • GP
  • After hours
  • Practice nurse
  • Independent nurse practitioner
Prescriptions/Tests

Prescriptions/Tests

  • Prescriptions
  • Non Pharmac funded medicines
  • Laboratory tests
Reward For Loyalty

Reward for loyalty

  • Psychiatric consultations

Dental and vision

Vision

Vision

  • Optometrist
  • Spectacles and Contact lenses
Dental

Dental

  • Routine maintenance
  • Fillings
  • Extractions
  • Dental hygienist

Natural health

Back And Spine Care

Back and spine care

  • Osteopath
  • Chiropractor
Natural Health

Natural Health

  • Physiotherapist
  • Acupuncture
  • Naturopathy
  • Homoeopathy
  • Remedial massage therapist
  • Dietician
  • Nutritionist
  • Podiatrist
  • Medical herbalist
  • Chiropodist
Wellness Benefit

Wellness Benefit

Health check by a registered medical practitioner every 3 years

How much cover is included?

Some benefit limits do apply. Please refer to the Hospital Select benefit sheet for details of the cover available including any specific limitations, rules or requirements for each benefit. A list of the surgical procedures included for cover can be found in the List of Approved Surgical Procedures which is updated from time to time. (note that personal exclusions relating to pre-existing conditions still apply)

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More information

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Terms and conditions

In addition to the terms and conditions outlined in the Hospital Select benefit schedule, please also read the UniMed Conditions of Membership. Personal exclusions relating to pre-existing conditions may also apply and these will be noted on your UniMed Membership Certificate following application.