Working Alongside ACC
Keeping your premium affordable
As a New Zealand resident, you are entitled to access health services through the public health system and ACC. Public health is funded by tax-payers. ACC is funded through levies on earners, employers and motorists. Your UniMed health insurance is designed to complement the health services available through the public health system and ACC but not replace them.
So, if you have an accident or injury and need treatment, or need further treatment in relation to a previous injury, you should contact ACC. As we are committed to keeping premiums affordable, you are required to make a claim with ACC first and your UniMed plan only applies for top-up payments or where ACC has declined your claim.
If you didn’t submit an injury-related claim to ACC first, we will require you to make a claim with ACC before we can proceed with assessing how your UniMed health insurance policy may apply. This ensures that if ACC is responsible for the claim then they pay, reducing the impact on our members’ premiums.
The information on this website is intended as a general guide. Please read your Benefit Schedule, Membership Certificate and Conditions of Membership for the full terms and conditions of your policy.