Health plans to suit every age and stage

Find the right health cover to suit you

At UniMed, we appreciate health plans can often be at best confusing and, at worst misleading, so here is a quick overview of our health cover to help you work out what is right for you.

Health Positive

New - ideal for under 35’s

Economy If you are on a tight budget, generally healthy but find on-going medical expenses hard to fund (GP, physio, dental etc), these health insurance plans will give you $10k of coverage, reimbursing you for 50% or 80% of day to day expenses from $4.43/wk.  No cover for surgical procedures.

Unicare Plus

Popular health cover for employer group voluntary schemes and medium sized company subsidised schemes.

  If your employees are generally healthy but have on-going medical expenses (GP, physio etc), want surgical health cover but are less concerned about very expensive surgical procedures, this plan allows Members to claim back a contribution towards the costs of both surgery and everyday health expenses.  It should be noted that Members pay the balance of the costs and on some high end procedures this will not cover the full amount.  

Major Surgical

Our most popular plan.

  You are happy to pay for everyday medical costs such as doctors’ visits and prescriptions yourself but want cover for big ticket operations.  Further options available to expand cover to include specialist consultations and tests when no surgery is required, GP visits and prescriptions, dental, optical, and allied health services.  

Medicalcare

Popular for groups as a base plan for subsidised staff cover.

  Popular with people who want solid cover for surgical procedures, specialists consultations and tests, including cover for consultations and tests where no surgery is required.  Further options are available to expand cover to include GP visits and prescriptions, dental, optical and allied health services.

Hospital Select

Most extensive cover. Popular for subsidised executive plans.

Rolls-Royce You want security of full cover for major surgical procedures and a policy that reflects the real, recent costs of procedures (generous $300k surgical limit). Further options available to expand cover to include specialist consultations and tests when no surgery is required, GP visits and prescriptions, dental, optical and allied health services.

 

Not sure which of our health plans is right for you? Call our helpdesk and they will talk you through your options and help you to compare features.

Employers

Whichever health insurance plans you choose, there are clear benefits to you and to your staff:

  • provided a sufficient number of employees takes part in the health scheme, access cover can be accessed for pre-existing conditions* and employees can be considered for health cover that they would not have access to independently
  • the more employees taking part, the greater the collective gain from fewer people absent, resulting in a happier, less-stressed workforce
  • cover can be extended to family members for a reasonable charge
  • health insurance plans can be taken with you when you change jobs
  • loyalty benefits include extra cover or additional benefits after a specified member period*

*depending on procedure

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Find out more about each of our health insurance plans and how they can be adapted to suit your employees’ needs, or arrange for one of our consultants to call you.

Call our helpdesk.

 

Health Positive   Major Surgical   Hospital Select   Unicare Plus

 

 

Total value of claims paid since 1 July 2005 is

$327,639,483